• 31 Jan 2008 at 10:05 AM
  • Banks

The Mysterious Fourteen

So who is on this list of 14 companies under investigation by the FBI for their involvement in the subprime mortgage crisis? The FBI apparently intends to keep us in suspense because they won’t give details. All we know is that they are looking into “allegations of fraud at various stages of the mortgage process, from companies that bundled the loans into securities to the banks that ended up holding them.”
So let’s recklessly speculate. Two companies that are sure to be on the list are Bear Stearns—which is already under investigation by federal prosecutors and the SEC—and Countrywide, which is both the biggest home loan lender and also facing an SEC inquiry. Goldman Sachs is very likely on the list. It was accused on the pages of the Sunday New York Times of misleading clients by packaging CDOs while shorting the mortgage market. We know that at least one Senator read the article and has been making a stink, and we know that federal investigators often get their leads by reading the paper. What’s more, Goldman Sachs has said that it is cooperating with an unnamed government agency.
Morgan Stanley has also admitted to cooperating with unnamed government authorities. At first, everyone assumed this was the SEC. But why wouldn’t they come out and say that? More likely they declined to name the agency out of fear that saying they were cooperating with the FBI would tar them with serious criminality—rather than the everyday Wall Street shenanigans implied by an SEC investigation.
So that gives us four good leads. Who else is a cylon on the list? No doubt some additional mortgage companies and some home builders. Maybe the ratings agencies are also. Leave your guesses in the comments section below.
FBI Launches Subprime Probe [Wall Street Journal]

Comments (12)

  1. Posted by Anonymous | January 31, 2008 at 11:12 AM

    Wouldn’t it be ironic if the FBI investigated the Federal Home Loan Banks (Dallas, et. al?)
    I’m not holding my breath though…

  2. Posted by realist | January 31, 2008 at 11:31 AM

    Oh, If It’s a fraud investigation sign Merrill Lynch up! SEC already is looking into their books and crooks!
    Only OJ has more running with law!!

  3. Posted by jazz. | January 31, 2008 at 11:55 AM

    Fannie Mae and Freddie Mac. Both Congress and the President get off on these guys.

  4. Posted by Matt | January 31, 2008 at 12:05 PM

    S&P and Moody’s should be on that list. They were taking fees shoveling low grade paper as AAA.
    The so called “monolines” MBIA, FGIC, Ambac, too.

  5. Posted by Anonymous | January 31, 2008 at 12:48 PM

    You can’t spell Crap without the big C

  6. Posted by Mr. Al | January 31, 2008 at 12:51 PM

    Carney…..don’t think your email this post is working.

  7. Posted by Anonymous | January 31, 2008 at 2:02 PM

    Maybe Nationstar, owned by fortress, could be on it?

  8. Posted by DC | February 1, 2008 at 12:13 AM

    I wonder if GS is feeling so cocky now about its mortgage short positions? I’m sure I’m not the only one hoping they get ass-raped in litigation.

  9. Posted by ke | February 1, 2008 at 11:57 AM

    I see Southeast Capital and World Savings in my crystal ball.

  10. Posted by kk | February 1, 2008 at 11:57 AM

    I see Southeast Capital and World Savings in my crystal ball.

  11. Posted by FL | February 1, 2008 at 11:59 AM

    I see Southeast Capital and World Savings in my crystal ball.

  12. Posted by guest | March 9, 2008 at 9:17 PM

    How about the Bush administration and the U.S. Congress; and don’t forget deceiptful borrowers

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