Yesterday we pointed out that the freeze-up in auction-rate securities could lower demand for equities as many individual investors found their investment assets essentially locked into these suddenly illiquid bonds. But it’s not just the clients of brokerages who are facing a cash squeeze—the brokers and executives at investment banks are facing the squeeze as well
After the major accounting firms ruled that auction-rate securities were not cash-equivalents, many corporate investors began to reduce the use of these instruments for cash management purposes. But executives at banks such as Citi, Merrill Lynch and Goldman Sachs continued to use the auction-rate securities. For many, the extra two-dozen or so basis points they could earn by holding the securities rather than a true cash-equivalent made them irresistible. For the men and women who manage money and put together complex financial transactions for a living, achieving maximum returns in every part of their portfolio is often a point of pride.
Now that many of the auctions have begun to fail, they find themselves without access to their assets. Ironically, this pain for the professionals may wind up helping their clients. If the auction failures continue, executives on Wall Street may pressure the banks to take action to revive the market. It’s one thing if the clients cannot buy fuel for their yachts. It’s quite another if the broker cannot.

Comments (29)

  1. Posted by guest | February 15, 2008 at 9:00 AM

    Notice Citigroup banning withdrawals of your money in a hedge fund. What person in their right mind would do business with such a company?

  2. Posted by guest | February 15, 2008 at 9:04 AM

    As a long time reader of DB….I want to compliment your on the new face. I think it makes reading abundantly easier and faster. Thanks John, Bess and the Big guy with the suit. Watchmen.

  3. Posted by guest | February 15, 2008 at 9:08 AM

    This upgrade is too nice …. you scared me with this , good job

  4. Posted by guest | February 15, 2008 at 9:09 AM

    This upgrade is too nice …. you scared me with this , good job

  5. Posted by guest | February 15, 2008 at 9:19 AM

    Nice new look…good work!

  6. Posted by AJ | February 15, 2008 at 9:27 AM

    Not too bad, not too bad. Carney we need a post pointing out all the cool new features! (or something like that)

  7. Posted by AJ | February 15, 2008 at 9:28 AM

    One serious comment. Can we make the text real black and not this gray-ish color? It’s harder to read.

  8. Posted by TheUnrepentantGunner | February 15, 2008 at 9:31 AM

    pictures? you realize this will lead to tremendous amounts of unintentional humor. anal_yst ganking JF Page has his own, im definitely taking Crabhands, etc etc.

  9. Posted by Anonymous | February 15, 2008 at 9:37 AM

    Carney,
    If you are selling ad space to Circuit City, make sure they pay you up front.

  10. Posted by guest | February 15, 2008 at 9:50 AM

    what the hell is going on db?

  11. Posted by Yo | February 15, 2008 at 10:07 AM

    Will Bess still be funny in this new serious font?

  12. Posted by Debter | February 15, 2008 at 10:11 AM

    Good look, bad font color, other username WAS NOT F’IN VALID for some reason. Like it.

  13. Posted by guest | February 15, 2008 at 10:16 AM

    Hate the new look w/the left justified text.

  14. Posted by Debter | February 15, 2008 at 10:16 AM

    Good look, bad font color, other username WAS NOT F’IN VALID for some reason. Like it.

  15. Posted by guest | February 15, 2008 at 10:23 AM

    yeah my username was not valid either. i think it would not except the special character .

  16. Posted by guest | February 15, 2008 at 10:23 AM

    If you don’t need the liquidity, the auction fails create a real opportunity for investors… I just purchased 7.5% AA NYC muni bonds at par. The bonds will be refunded within a year. It’s a no-brainer.

  17. Posted by Anonymous | February 15, 2008 at 10:31 AM

    10:23:
    Famous last words….

  18. Posted by Anal_yst | February 15, 2008 at 10:35 AM

    Give it time kids, dont be so quick to judge
    (however after “time”, judge to your heart’s content)

  19. Posted by guest | February 15, 2008 at 10:41 AM

    @10:23 dumb question but how did you even buy them? ameritrade is not being helpful in letting me find these securities to bid

  20. Posted by guest | February 15, 2008 at 10:45 AM

    This new serious format severly detracts from the site’s intended humor.

  21. Posted by guest | February 15, 2008 at 10:55 AM

    Guys, I think you should really consider to take off the italics font. It’s really hard to read.

  22. Posted by guest | February 15, 2008 at 11:15 AM

    Anyone have any trouble registering? It won’t send me a confirm email.
    Help a brotha out if you know something.
    1-2

  23. Posted by guest | February 15, 2008 at 11:17 AM

    maybe somebdy already registered your name

  24. Posted by guest | February 15, 2008 at 11:45 AM

    Don’t like the italics. Don’t like the left-side justification. Don’t like the login policy. I agree with the commenter who said he or she didn’t need more junk email. The old freewheeling system lead to plenty of merriment. Regular commenters, post your tag at the end of your comment!
    Other than that, I like it.

  25. Posted by miami | February 15, 2008 at 11:48 AM

    Grey italics font is COVER-YOUR-EYES AWFUL.
    I had 3 of my ARS auctioned yesterday, they all went off no problem. Crisis [mostly] averted.

  26. Posted by guest | February 15, 2008 at 11:49 AM

    Anal_yst, did you get a confirm email immediately?
    1-2

  27. Posted by guest | February 15, 2008 at 11:57 AM

    My eyes. If I wanted to read something in times new roman, I would have picked up a CIM
    -Gin&Tonic

  28. Posted by dd | February 15, 2008 at 12:04 PM

    @ 10:41; I participated in an auction through my broker (my firm forces me to make all my trades through our high priced professionals). you probably have to call a broker-dealer if you want to get in.

  29. Posted by guest | February 15, 2008 at 12:42 PM

    dd thanks that is helpful
    ps, who has registered the username anonymous! i will pay handsomely for it.
    also, for keith hahn.

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