Federal Deposit Insurance Corp data released this afternoon show 117 banks and thrifts were considered to be in trouble in the second quarter, up from 90 in the prior quarter. That’s being headlined as the worst number since 2003 but it’s even worse than that. At the end of 2007, there were 76 banks on the list. In the first quarter we added 14. In the second quarter, we added twenty-seven to the total. (Actually, its worse than that since the actual failed banks are taken off the list, meaning we’ve added more than the total indicates). In short, the deterioration of banks is accelerating.

Comments (35)

  1. Posted by guest | August 26, 2008 at 4:31 PM

    first post.
    Mayo
    turkey burger
    bukkake
    gummy bear anal probing
    managing director
    stockholm syndrome
    short put

  2. Posted by guest | August 26, 2008 at 5:00 PM

    2008 Democrat National Convention
    Schedule of Events
    7:00 pm OPENING FLAG BURNING
    7:15 pm PLEDGE OF ALLEGIANCE TO THE U.N.
    7:20 pm Ted Kennedy PROPOSES A TOAST
    7:25 pm NON-RELIGIOUS PRAYER AND WORSHIP – Jesse Jackson & Al Sharpton
    7:45 pm CEREMONIAL TREE HUGGING – Darryl Hannah
    7:55 pm Ted Kennedy PROPOSES A TOAST
    8:00 pm HOW I INVENTED THE INTERNET – Al Gore
    8:15 pm GAY WEDDING PLANNING – Rosie O’Donnell
    8:35 pm Ted Kennedy PROPOSES A TOAST
    8:40 pm OUR TROOPS ARE WAR CRIMINALS – John Kerry
    9.00 pm MEMORIAL SERVICE FOR SADDAM AND HIS SONS – Cindy Sheehan
    and Susan Sarandon
    10:00 pm ANSWERING MACHINE ETIQUETTE – Alec Baldwin
    11:00 pm Ted Kennedy PROPOSES A TOAST
    11:05 pm COLLECTION FOR THE OSAMA BIN LADEN KIDNEY TRANSPLANT
    FUND – Barbara Streisand
    11:15 pm FREE THE FREEDOM FIGHTERS FROM GUANTANAMO BAY – Sean
    Penn
    11:30 pm OVAL OFFICE AFFAIRS – William Jefferson Clinton
    11:45 pm Ted Kennedy PROPOSES A TOAST
    11:50 pm HOW GEORGE BUSH BROUGHT DOWN THE WORLD TRADE TOWERS -
    Howard Dean
    12:15 am TRUTH IN BROADCASTING AWARD – Presented to Dan Rather by Michael Moore
    12:25 am Ted Kennedy PROPOSES A TOAST
    12:30 am SATELLITE ADDRESS – Mahmoud Ahmadinejad
    12:45 am NOMINATION OF Barack Hussein Obama- Nancy Pelosi
    1:00 am Ted Kennedy PROPOSES A TOAST To Obama
    1:30 am Ted Kennedy PROPOSES A TOAST To Hillary Clinton
    1:35 am Bill Clinton asks Ted Kennedy to drive Hillary home

  3. Posted by guest | August 26, 2008 at 5:05 PM

    Is Ann Coulter posting now? Sweet!

  4. Posted by guest | August 26, 2008 at 5:06 PM

    no your FACE is posting now.

  5. Posted by guest | August 26, 2008 at 5:10 PM

    @2,
    Tears of laughter at the office. Very much appreciated.

  6. Posted by guest | August 26, 2008 at 5:12 PM

    @5 Thought I would spice it up a bit with something I just got a hold of. Others should feel free to post the counterpoint. It’s a free country…until January 20, 2009 that is.

  7. Posted by guest | August 26, 2008 at 5:15 PM

    6 Some might argue that the opposite holds true.

  8. Posted by guest | August 26, 2008 at 5:22 PM

    7, those people would be ignorant

  9. Posted by guest | August 26, 2008 at 5:24 PM

    Yes, some people are morons.

  10. Posted by guest | August 26, 2008 at 5:33 PM

    Check out the Ernest Borgnine interview from Fox on YouTube. Classic.

  11. Posted by guest | August 26, 2008 at 8:03 PM

    Ho ho ho. Post No. 2 is from Mr. Right Wing Ron Obvious. Just for openers: Ted Kennedy is dying from a brain tumor. I doubt he is involved in much partying.
    What kind of people greeted this banal crap with “tears of laughter?”

  12. Posted by guest | August 26, 2008 at 8:49 PM

    @11 People with a sense of humor?

  13. Posted by Joseph di Jersey City | August 26, 2008 at 9:02 PM

    JC: Thanks for posting a great summary. I don’t make a habit of reading the FDIC’s quarterly banking profile and think most won’t get the full impact unless they read the headlines of the document. It’s hard to see good news, or even a light at the end of the tunnel.
    Second-Quarter Earnings Are 87 Percent Below Year-Earlier Level
    Market-Sensitive Revenues Remain Weak
    Margins Show Little Change as Average Yields and Funding Costs Fall
    Net Charge-Off Rate Rises to Highest Level Since 1991
    Noncurrent Loan Rate Rises Above 2 Percent for the First Time Since 1993
    +Six more similar bad news headlines.

  14. Posted by guest | August 26, 2008 at 9:02 PM

    @11, Oh No! You’re right! It can’t possibly be funny, with such gross factual errors as assuming that Ted Kennedy is in a partying mood. It’s probably loaded with other factual errors, too. Sigh. Everyone knows satire has to be absolutely 100% factually true in every respect, or it’s just not funny.

  15. Posted by guest | August 26, 2008 at 9:21 PM

    @11, agreed. I wish Mr. Right Wing Ron Obvious could do a little better than the this-is-a-democrat-through-the-eyes-of-a-republican cliches, but let’s be honest, that’d be asking a little much. But if that’s how they want to play, we’re game, right?
    2008 Republican National Convention
    Schedule of Events
    7:00 pm Raising confederate Flag
    7:15 pm PLEDGE OF ALLEGIANCE TO THE Zell Miller
    7:20 pm Mark Foley proposes all the hypocritical closet cases in the audience blow a teenage boy
    7:25 pm PRAYER AND WORSHIP to Jesus, who everyone knows was a fag- Your pick of disgraced priests
    7:45 pm CEREMONIAL ASS-FUCKING OF ANOTHER MAN BY A CLOSET CASE – Larry Craig
    7:50 pm How being literate and well-educated and perhaps even cultured is THREATENING OUR NATIONAL SECURITY– All rise
    7:55 pm Mark Foley proposes all the hypocritical closet cases in the audience blow a teenage boy
    8:00 pm HOW TO BE A RACIST HOMOPHOBE- Jesse Helms in absentia
    8:15 pm Wedding Planning For Couple’s Whose Male half will later in life, after many years of marriage and several kids, get caught with his dick in a teenage boy’s ass, or one in which one spouse beats the shit out of the other, a family value that would be compromised by allowing two people of the same sex to get married – Terry Dolan
    8:35 pm Mark Foley proposes all the hypocritical closet cases in the audience blow a teenage boy
    8:40 pm How to hypocritically support our troops (step one: drive gigantic gas guzzling SUV with the equally gigantic “SUPPORT OUR TROOPS!” magnets on the back. This not only makes you look like a hypocrite but like a moron, as well!)– first person to the podium
    9.00 pm MEMORIAL SERVICE FOR SADDAM AND HIS SONS, all of whom we’re in bed with! (but not in a gay way) – Bush administration
    10:00 pm ANSWERING MACHINE ETIQUETTE – Bill O’Reilly
    11:00 pm Mark Foley proposes all the hypocritical closet cases in the audience blow a teenage boy
    11:15 pm Slideshow of the lush accomodations as Walter Reed- Dick Cheney
    11:30 pm OVAL OFFICE AFFAIRS: as long as you never get a blow job, you can fuck up whatever the hell you want – George Bush
    11:45 pm Mark Foley proposes all the hypocritical closet cases in the audience blow a teenage boy
    11:50 pm WMD: THEY’RE REAL, GOD DAMN IT!– Bush administration
    12:15 am TRUTH IN BROADCASTING AWARD – Presented To Fox News
    12:25 am Mark Foley proposes all the hypocritical closet cases in the audience blow a teenage boy
    12:30 am SATELLITE ADDRESS – Bush from his former coke dealer’s apartment
    12:45 am NOMINATION OF John “I wish I had a middle name that would get the retards of this country to think I’m Muslim even though I’m Christian. I don’t know what but something that would be like a rally cry for ignorant bigots” McCain- Jesse Helms in absentia
    1:00 am Mark Foley proposes all the hypocritical closet cases in the audience blow a teenage boy, and offers up his favorite to McCain
    1:30 am Mark Foley proposes all the hypocritical closet cases in the audience blow a teenage boy, and offers up his second favorite to Bill Frist
    1:35 am Mark Foley asks McCain to drive home a teenage boy, and promises road head in exchange for the ride

  16. Posted by guest | August 26, 2008 at 9:29 PM

    your repeated jabs about ted kennedy being a drunk and killing the aide would be a lot more damning if Mr. Bush wasn’t a recovering alcoholic and Mrs. Bush hadn’t killed a boy running a red light.

  17. Posted by Anal_yst | August 26, 2008 at 9:47 PM

    #15, trying just a bit too hard, but A- for effort

  18. Posted by guest | August 26, 2008 at 10:17 PM

    @anal_yst– the point was to mimic the cliched, not even relevant (as they don’t relate to policy) points made by 2.

  19. Posted by guest | August 26, 2008 at 10:29 PM

    @JC great post. you are right on target. much more to follow.

  20. Posted by guest | August 26, 2008 at 10:56 PM

    #2 Funny and satiric.
    #15 Bitter, sarcastic and hateful.
    That’s this country in a nutshell.

  21. Posted by guest | August 26, 2008 at 10:59 PM

    #2 Bitter, sarcastic and hateful.
    #15 Funny and satiric.

  22. Posted by guest | August 26, 2008 at 11:31 PM

    Well, the stuff about Ted Kennedy and Mary Jo Kopechne would be a little more biting if it didn’t take place 40 YEARS AGO.
    It’s like John McCain losing count of his houses — “Hey, I was a prisoner of war for six and a half years.” Yes, 40 YEARS AGO.

  23. Posted by guest | August 26, 2008 at 11:38 PM

    imo, people who support obama do not excel at thinking for themselves. so much propaganda to essentially elect an intern to be CEO

  24. Posted by guest | August 26, 2008 at 11:53 PM

    The last DB poll on the subject had more DB readers supporting Barack Obama than any other candidate across the Presidential field. So those people do not excel at thinking for themselves?

  25. Posted by guest | August 27, 2008 at 12:08 AM

    hah so you’re suggesting people on wall st tend to succumb to groupthink? blasphemy!

  26. Posted by guest | August 27, 2008 at 9:11 AM

    @ 2 — you rock. completely lays waste to the drivel of the left.
    @ all — wrt FDIC data, lets put on our thinking caps and propose that the # of banks on the list is roughly in proportion to the increase in the number of charters that are new as of the real-estate boom.
    i.e. lots of “excess capacity” coming to its inevitable end.
    (separately, as is usually the case, many among the casualties will be those who just couldn’t keep up with Wall Street’s fast talk…caveat emptor).

  27. Posted by Anal_yst | August 27, 2008 at 9:24 AM

    @ 24
    You’re assuming that the sample is reflective of the population, which it most likely is not. Similarly to how Rpaul votes always come up much higher in samples than in the population, I’m pretty sure very few people on Wall Street want their taxes jacked up to 50%

  28. Posted by guest | August 27, 2008 at 9:30 AM

    analyst, yr a smart boy. Defecits are through the roof, there is in fact relatively little entitlement spending in the federal budget and of that most is off limits. Yr taxes are gonna go up whoever is elected.

  29. Posted by Anal_yst | August 27, 2008 at 10:08 AM

    @ 28
    While that may very well be the case, have you seriously looked @ what Obama wants to do?
    His social redistributionist rhetoric, even if only actually implemented in part, would severely f&ck sh!t up on a grand scale, far worse than anything the republicans are capable of doing.

  30. Posted by guest | August 27, 2008 at 10:16 AM

    @28–I wish you’d finish fifth grade before you post again. OK?

  31. Posted by guest | August 27, 2008 at 10:23 AM

    Please name some entitlements ripe for the cutting (and provide $ amounts), assuming McCain is elected. A little more difficult than writing a snarky but empty remark, right loser?

  32. Posted by guest | August 27, 2008 at 11:42 AM

    @23…certain people don’t need to go through internships to excel as CEO’s
    see:
    Bill Gates
    Mark Zuckerberg
    Abraham Lincoln (another first term senator from Illinois to become Pres)

  33. Posted by diablo | August 27, 2008 at 1:28 PM

    As the Daily Show said last night, something to the effect that the Republican Party is where everyone loves America, but hate 50% of the people who live in it. I say 50% is quite a low ball figure.
    Back to the topic at hand, the FDIC has a watch list, but be more concerned about the banks that are not in that list and should be. They tend to be bigger.

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