Led by CFO Gary Crittenden.
2:01: Gar is late. Hold music.
2:04: Michael Roberts, head of corporate bank takes the mic. Given what happened last night, we thought we take a sec to chat with you, our corporate and investor client and counterparties.
2:05: Guy named Paul takes the mic. Thanks for your confidence and enduring parternship. We will emerge a stronger bank.
2:05: Gar in the house.
-Tremendous amount of turmoil. It affected our stock price, specifically.
-We had conversations with those who regulated us, and decide to go forward with those conversations.
-We got a lot of capital out of it. “The form in which we did it was innovative.”
-”The implications for us is that the capital we’re required to hold against the assets the gov’t is now responsible for has gone down.”
-Before last week, our capital position was strong. Now it’s extraordinarly strong. We have the highest tier-1 ratio of any financial institution.”
-Let’s take stock of what we’ve done in the last year at Citi, which may have been “overlooked in the newspapers.”
-5 primary business lines, which we said we intended to grow, an agenda we’ve been busy working at.
-Costs are substantially below fourth quarter of last year.
-Reduced non-productive assets.
-Worked very hard on liquidity, and now it’s substantially better than a year ago, especially ’cause of the cash injection from the government.
-Reduced risk concentrations.
-Working hard on our talent agenda.
-”Our liquidity has doubled.”
-”There’s cash associated with what we just did this weekend.”
Gary says he’d be happy to take questions. Awesomely, he does. From Paul. A Citi executive.
Paul: Can you comment on our intention to continue supporting our country network at Citi?
Gary: “The thing that distinguishes us is that you can deal with us and we’ll support you around the world in one unified network, in lots of types of businesses. At our core, it’s the network that we offer that sets us apart. It’s going to be a world class operation going forward.”

Comments (31)

  1. Posted by guest | November 24, 2008 at 2:08 PM

    Capital Agreement? What Capital Agreement? You must have dreamt it Vikram, nobody here knows anything…..
    U.S. GOV

  2. Posted by guest | November 24, 2008 at 2:09 PM

    Too economically depressed;Didn’t read

  3. Posted by guest | November 24, 2008 at 2:10 PM

    lets wait for the mystery caller on the line that screams: Suck my camel you chuck at least I am a real prince!!!

  4. Posted by guest | November 24, 2008 at 2:10 PM

    Can I get Citi to refinance my student loans at -5.25% ?

  5. Posted by guest | November 24, 2008 at 2:11 PM

    Paul = Paul Galant, CEO of Citi’s Global Transaction Services business. Aside from SB, only business in City worth its weight in Assets (Liabilities + Uncle Sam’s Equity)

  6. Posted by guest | November 24, 2008 at 2:15 PM

    Somebody forget to close italics or is my browser acting weird?

  7. Posted by guest | November 24, 2008 at 2:16 PM

    Talent Agenda=hookers for Viki

  8. Posted by guest | November 24, 2008 at 2:17 PM

    The thing that I love today – slightly off topic – is that George W. Bush said “more bailouts are possible.”
    What Hank doesn’t seem to get is that there has to be upside risk if we want to put a floor under the market.
    Saying, “I’m not going to ask for any more TARP money” pretty much tells the market there won’t be any gov’t money raining down on them.
    But George did it right – sure, I pulled the checkbook out today, to the tune of $326B – and I’ll do it again tomorrow if any of you bitches get ideas about shorting another bank. Or maybe an insurance company. Or maybe a car company. Or even oil.
    Look, George W. doesn’t care about adding to the deficit any more, he just needs a little bounce back between now and Jan 21 so Obama can’t take credit for everything. And if it costs $700B to burnish his place in history – well that’s ok.

  9. Posted by guest | November 24, 2008 at 2:18 PM

    I really like the tough questions from Paul. Sounds like an Obama interview on MSNBC.

  10. Posted by Clown Capital | November 24, 2008 at 2:48 PM

    @#9
    Ha! Poor people are hilarious! Tell me another one!

  11. Posted by guest | November 24, 2008 at 2:50 PM

    Is Citi going to swing wildly at the end of day or what?
    Maybe TGFD should just lock in $5k profit now. Still unsure.
    The Guy from Delaware

  12. Posted by guest | November 24, 2008 at 2:52 PM

    Did they announce first year numbers?
    Wideclops numbers?

  13. Posted by guest | November 24, 2008 at 2:56 PM

    Does C get bounced of out the Dow?

  14. Posted by guest | November 24, 2008 at 2:56 PM

    Does C get bounced out of the Dow?

  15. Posted by guest | November 24, 2008 at 3:00 PM

    Citi swinging wilder than Gasparino’s dick this afternoon

  16. Posted by guest | November 24, 2008 at 3:09 PM

    delaware, nice trade.
    it’s a win, lock it (at least your cost).
    fuck, that firm is awful, read the cc above, CFO in fantasy world.
    re-put GS Jan 40s.
    -retail brothers

  17. Posted by guest | November 24, 2008 at 3:10 PM

    Do they have trailing stops in delaware?

  18. Posted by guest | November 24, 2008 at 3:19 PM

    @#18…
    Yes we have trailing stops in Delaware. I’m considering one right this minute.
    The Guy from Delaware

  19. Posted by guest | November 24, 2008 at 3:33 PM

    5k profit wow!
    After capital gains, you can buy a ’96 Hyundai.

  20. Posted by guest | November 24, 2008 at 3:38 PM

    Wow. People are buying cc. Stock up. Amazing.

  21. Posted by guest | November 24, 2008 at 3:40 PM

    Thankfully, Gary-boy has “Trust in the Lord” to guide him: http://www.trustinthelord.net/GaryCrittenden.html

  22. Posted by guest | November 24, 2008 at 3:41 PM

    @20 That’s 5K more than your entire firm/fund made this year.
    -Not TGFD

  23. Posted by guest | November 24, 2008 at 4:02 PM

    Bess, you forgot to mention the fact that they are planning (with no compunction) to further chop 53,000 heads

  24. Posted by guest | November 24, 2008 at 4:03 PM

    Bess, you forgot to mention the fact that they are planning (with no compunction) to further chop 53,000 heads

  25. Posted by er666 | November 24, 2008 at 4:06 PM

    @24/25- have you been living under a rock? everyone know about the 53k

  26. Posted by guest | November 24, 2008 at 4:43 PM

    I wish I could day-trade like TGFD, maybe when I’m 60…

  27. Posted by guest | November 24, 2008 at 4:48 PM

    TGFD, lock up the profit and move on. They’ll go back down to earth once everyone realizes they won’t see a profit until at least 2010.

  28. Posted by guest | November 24, 2008 at 4:52 PM

    I read this as satire which made the whole thing more interesting… still not funny.

  29. Posted by er666 | November 24, 2008 at 4:56 PM

    @29- it wasn’t supposed to be funny. it was supposed to tell you what gary said.

  30. Posted by guest | November 24, 2008 at 4:57 PM

    I read this as satire which made the whole thing more interesting… still not funny.

  31. Posted by guest | November 24, 2008 at 5:02 PM

    @30 I’d prefer to be entertained at this point.
    Who gives a rats ass what Gary had to say. How about, “I went to the trough to feed like the massive bloated fucking pig that I am… as for the peasants, I’m rolling up my sleeves to make damn sure they pay their debt’s.”

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