Not that most financial stocks haven’t suffered, but Wells Fargo seemed to be keeping its own. Fueled by the presumption of better underwriting standards during the credit crisis, a strong dividend tradition and its association with Warren Buffett, the firm seemed at least somewhat resilient to attack. No more, apparently.

Wells Fargo & Co., the biggest U.S. bank by stock-market value, may need to raise $10 billion and cut its dividend after the acquisition of Wachovia Corp., wrote Atlantic Equities LLP analyst Richard Staite.
Staite, based in London, downgraded Wells Fargo to “underweight” from “neutral” today and said the bank may announce disappointing earnings this year because of the deteriorating economy. Wells Fargo reports fourth-quarter earnings on Jan. 28.
“With the accelerating decline in house prices in California and surge in unemployment we expect them to suffer significant losses in 2009,” Staite wrote. “Given the weak economic outlook there is a chance the dividend could be cut as a way to conserve capital.”

As we print this Wells Fargo is down 14%. Alarming since it was down 9% when we started writing this article.
We aren’t usually ones to say “We told you so,” but we don’t mind pointing out that a friend of Dealbreaker had Wells pegged 6 months ago.

No matter what, even if WFC has managed to walk through this period relatively unscathed, I do not think this helps the case for the financials as a whole and would absolutely be a seller (if only I could!) of any rally. I’m going on record: this is a bear trap.

Wells Fargo May Need Cash, Dividend Cut, Staite Says [Bloomberg]

Comments (11)

  1. Posted by guest | January 16, 2009 at 12:25 PM

    Saint Warren….
    GE
    WFC
    all the rails….. not to mention underwater paper in Dow as if and when…

  2. Posted by guest | January 16, 2009 at 12:27 PM

    i’m getting a massive headache.

  3. Posted by Investorcluzo | January 16, 2009 at 12:31 PM

    ep, we are on the same wave length this morning – scary. but valuation makes absolutely no sense. even with the fall in stock price today, it’s still worth more than bac and c combined. retarded…

  4. Posted by guest | January 16, 2009 at 12:48 PM

    Fuck ‘em.
    They’d better not come running for a bailout after spewing all of their bullshit about not needing Gov’t money for that Wachovia acquisition.

  5. Posted by guest | January 16, 2009 at 1:12 PM

    catch of the day: fresh TARP

  6. Posted by Anal_yst | January 16, 2009 at 1:24 PM

    @ 4
    WHy not, that’s the status quo these days, no?
    This was also posted on Seeking Alpha, some funny comments there, albeit hardly surprising

  7. Posted by guest | January 16, 2009 at 1:25 PM

    @4- 349 days left in 2009, plenty of time for a bailout.
    Awesome call by 1-2; when you walk in the shadows girl there’s no protection ain’t no one safe around here.
    http://www.youtube.com/watch?v=lU0LlKbM9xc
    SPODE

  8. Posted by guest | January 16, 2009 at 1:26 PM

    @5- Bravo.

  9. Posted by guest | January 16, 2009 at 1:28 PM

    @3 – check out how much of their portfolio is in HELOC’s – those are worthless currently and deduct that from their capital. That would get you a negative number – perhaps it’s less negative than BAC and C combined, so you might be right in your claim, but that doesn’t mean the stock should be $17 either.

  10. Posted by guest | January 16, 2009 at 2:20 PM

    @9 – Ding! Ding! Winner!!!
    Amazing no one talks about this. Just amazing.

  11. Posted by guest | January 16, 2009 at 2:43 PM

    big woop. i am shorting wfc since 2007.
    admittedly, his timing is a little better!

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