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These days of austerity and also relative stress about incurring debt, most people balk contrary to the idea of using a credit card to make purchase of merchandise or even pay for any gift giving occasion, preferring, instead just to rely on the tried plus trusted way of making payment – hard cash. However, if you possess cash available to make the purchase in full, then, paradoxically, that is the best time for you to use the card for several good reasons.