$$$ Text Of Obama’s State Of The Union [WSJ]
$$$ Merrill Pays $10 Million to End Claims It Misused Client Orders [Bloomberg]
$$$ The world’s best emerging market: Detroit [LJPR]?
$$$ Is the world’s largest super-volcano set to erupt for the first time in 600,000 years, wiping out two-thirds of the U.S.? [DM]
$$$ Mohamed El-Erian: Davos Moguls Adjust to Fast, Slow, Reverse [Bloomberg]
$$$ Greece Default With Ireland Breaks Euro by 2016 in Global Poll [Bloomberg]
$$$ Cantor Fitzgerald adding 100 equities professionals [FINS]

“We do big things.”
http://www.youtube.com/watch?v=dp9ch-dAKk0
RETAIL…LOL
…
(1) lncrease fees. Check. Hide fees. Check.
(2) “Offer” at market Interest Rates on Savings under 1% ($10/$1000?) Check.
(3) Charge $3+$3 atm fees for one non-branch withdrawl? Check.
(4) Repeat once a month. $6×12=$72. Interest on $7200 average balance for a yeae? Ck.
(3) Eliminate financial planners who might be forced to notice. Check.
…
Laugh all the way to the bank? Check.
Oh, wait…we are the bank…
Send $$$ to lobbyist in Washington? Check.
Spend $$$ to “advertise” on (er, payoff) …
…..
Laugh…Check.
….
Polybius