Patrick Rogers, pictured at left, was just going about his business one day when Wells Fargo rather rudely informed him that the the $180,000 insurance policy on his home wasn’t good enough– they wanted the place insured for $1 million. Rogers disagreed and told Wells Fargo that he would not be following through with their demands. The bank’s representatives decided they didn’t care and went to the insurance company themselves and “forced” the policy. “You can imagine a premium on something like that,” Rogers says. This was the “genesis of a dispute” between Wells and Patty, who did not take the bank’s bull shit lying down. He found a little known law from the 1970′s that said if Wells didn’t acknowledge and respond to his inquiries, he could take them to court, which he did, and ultimately “ordered a sheriff’s sale on their downtown branch in Philadelphia.” This is his story.
[via BuzzFeed]
In the video – does the guy have fangs? Seriously…
this guy is a freaking VAMPIRE – check out those fangs!!
I would not F*** with these dude.
this guy is a freaking VAMPIRE – check out those fangs!!
I would not F*** with these dude.
this guy is a freaking VAMPIRE – check out those fangs!!
I would not F*** with these dude.
this guy is a freaking VAMPIRE – check out those fangs!!
I would not F*** with these dude.
Yes.
Yes.
“I’m your huckleberry.”
“I’m your huckleberry.”
I had ten lifetimes to hatch this plan….oo hooohooo hooohooohoo hahahaaaaaaaaaaa
I had ten lifetimes to hatch this plan….oo hooohooo hooohooohoo hahahaaaaaaaaaaa
that dude has watched one too many episodes of “True Blood”…dog the bounty hunter, I think we found your long lost cousin.
that dude has watched one too many episodes of “True Blood”…dog the bounty hunter, I think we found your long lost cousin.
dweezil zappa sure does a lot of drugs
This is what happens when a guy gets a 400-year mortgage….
You try to mess with my crypt, you get the fang
- Count Chocula
Someone was having fun in the control booth with him. Did they really have to have a twilight backdrop? They could have used a nice shiny Liberty Bell or the Academy of Fine Arts?
A pint a day will keep Wells Fargo away!
A pint a day will keep Wells Fargo away!
“Im just a caveman…your 30 year ARM frightens and confuses me. “
seriously? no comment from dealbreaker on the fangs? and the haircut?
Someone please clarify– what are they talking about about here? Took on a savings bank or a blood bank?
Anyone surprised that the house is Gothic-looking?
This guy definitely jacks off to Twilight.
This guy definitely jacks off to Twilight.
Wow, not one high five for the guy? We really are a bunch of haters aren’t we?
I thought this guy obtain a wonderful Quick Loan Funding loan because his credit score was crap, maybe it was sold to Wells Fargo or Wachovia
I thought this guy obtain a wonderful Quick Loan Funding loan because his credit score was crap, maybe it was sold to Wells Fargo or Wachovia
Where was Wells Fargo’s risk manager during all of this???
Actually, its “Tudor Revival”
Nicholas Cage called and wants his look back.
Definitely has a “People to Kill” list hanging on his bulletin board.
Man am I glad I called that guy…
-HS Bully
Definitely has a “People to Kill” list hanging on his bulletin board.
Man am I glad I called that guy…
-HS Bully
Definitely has a “People to Kill” list hanging on his bulletin board.
Man am I glad I called that guy…
-HS Bully
One would have thought that with the success of his “Twilight” movies, he could have easily afforded the new insurance policy and not put up such a fuss?
One would have thought that with the success of his “Twilight” movies, he could have easily afforded the new insurance policy and not put up such a fuss?
One would have thought that with the success of his “Twilight” movies, he could have easily afforded the new insurance policy and not put up such a fuss?
Blood from a stone anyone?
Thanks I’m here all week
Honestly, he’s way more normal looking than my current co-workers.
Q: What do you call a Vampire with fangs.
A: A Poser…
into a cup? Doubtful.
Party on, Wayne.
who wouldn’t? Kristin Stewart would be the most beautifulest investor relations girl in the whole world.
I would trust this man before I would trust all the bankers in the world, stacked end on end,
since Jesus first ran the money changer out of the temple.
Shenanigans. This guy was too busy getting laid to pull all of this off.
Everybody I’ve known who goes for that look has been a sweetheart (what can I say? I run with interesting crowds) Usually the teeth are removable (there are dentists who specialize in making them), but some are permanent crowns. Like tatoos, it just depends on your level of nerve.
And no, I wouldn’t mess with him either. He’s probably studied martial arts.
Everybody I’ve known who goes for that look has been a sweetheart (what can I say? I run with interesting crowds) Usually the teeth are removable (there are dentists who specialize in making them), but some are permanent crowns. Like tatoos, it just depends on your level of nerve.
And no, I wouldn’t mess with him either. He’s probably studied martial arts.
In the case of Wells Fargo, that would be both!
In the case of Wells Fargo, that would be both!
In the case of Wells Fargo, that would be both!
In the case of Wells Fargo, that would be both!
In the case of Wells Fargo, that would be both!
In the case of Wells Fargo, that would be both!
In the case of Wells Fargo, that would be both!
High damn time someone took them on. WF should be renamed WtF. My personal favorite horror story is when they repossessed a million dollar home and one of the execs turned it into his very own party pad- no he didn’t buy it. He just kept it off the market.
A nice little bio piece on our vamp.
http://www.youtube.com/watch?v=jNCFWgt4q0E&feature=related
A nice little bio piece on our vamp.
http://www.youtube.com/watch?v=jNCFWgt4q0E&feature=related
A nice little bio piece on our vamp.
http://www.youtube.com/watch?v=jNCFWgt4q0E&feature=related
Is that Vigo the Carpathian’s son?
Yeah I see this guy and his girlfriend Elvira around town at night all the time.
Yeah I see this guy and his girlfriend Elvira around town at night all the time.
why doesn’t this story paint the whole picture? when people sign all those documents when they get a mortgage, one of them says they are required to maintain insurance for replacement cost…..if it burned to the ground, they have to have enough coverage to rebuild it. is this guy saying he only carried enough coverage to rebuild it and w.f. says it was inadequate coverage? i can see the banks point if it would cost $1,000,000 to rebuild and his coverage is only $180,000 the guy would just walk away if it burned down and the bank would be stuck. this is incomplete reporting by bess levin.
why doesn’t this story paint the whole picture? when people sign all those documents when they get a mortgage, one of them says they are required to maintain insurance for replacement cost…..if it burned to the ground, they have to have enough coverage to rebuild it. is this guy saying he only carried enough coverage to rebuild it and w.f. says it was inadequate coverage? i can see the banks point if it would cost $1,000,000 to rebuild and his coverage is only $180,000 the guy would just walk away if it burned down and the bank would be stuck. this is incomplete reporting by bess levin.
Doesn’t matter. Wells didn’t follow the letter of the law and failed to respond to his correspondence. End of story.
Someone is paying and it ain’t Patrick Rogers.
it does matter if he in in violation of the terms of his mortgage. w.f. will also tack the amount of the insurance policy and a service charge onto the balance of the loan so he WILL pay, one way or another.
If WF does that, Steve, that could be read by some as a thing called “Mortgage Fraud”. When you become a junior in college you’ll take some business law classes that will tell you things like that.
you are an idiot, guest. those papers one signs when one borrows hundreds of thousands of dollars say the lender has the right to protect their investment by insuring the collateral and charging it to the borrower. if you had passed a high school business class, you would know that. if lenders weren’t allowed to protect themselves, there wouldn’t be any mortgages, car loans, etc.
anyone who wants to see who is to blame for the current mortgage mess needs to go to youtube.com and search “fannie mae”, the one with about 3.7 million views.
Steve: Many people borrow millions of dollars more than in your lame example. Your “contract” that you refer to is only as good as a judge will allow it to be. Lenders can only protect themselves with what the law allows as reasonable. A $1 million policy on a $180,000 house is “unreasonable” and that is why there are judges and juries. That is called “life”. One day you’ll regret that you” wrote before you thought” and bet that then you might be a fairly good businessperson.
I know Patrick. He is a nightclub party promoter, and has been running Philadelphia’s weekly Goth party for 20 years. he’s very successful, very businesslike, doesn’t do drugs and is very popular. I’m sure he has ten lawyers. The teeth are real and very pointy. That bank totally messed with the wrong vampire.
So what public high school are you posting from?
to: just trying to help you……you are an idiot too with your incomprehensible comment. you appear to be incapable of helping anyone.
why would a vampire ever need an epitaph? wouldn’t it just be a welcome mat
he is very well spokin with his word and knows wat the hell he doing, that is really grimmy that they would try to do that but he kicked some ass GO philly
no it dosnt it is a victorin house