As you may have heard, when the housing market collapsed, California was hit pretty, pretty, pretty bad. Particularly screwed was the town of Merced, which is third only to Las Vegas and Vallejo, CA in “metropolitan-area foreclosures,” where “builders were [once] coming into the area by the bulkload” and are now desperate to put warm bodies that can pay something, anything in the hundreds of empty houses. It’s obviously a very depressing situation, unless you happen to be a student attending school at the University of California-Merced, in which case, ka-motherfucking-ching. According to the Times, UC-M undergrads, whose school enrolls 5,200 but only has enough on-campus housing for 1,600, are moving into the nearby McMansions en-masse, creating a win-win for all.

The finances of subdivision life are compelling: the university estimates yearly on-campus room and board at $13,720 a year, compared with roughly $7,000 off-campus. Sprawl rats sharing a McMansion — with each getting a bedroom and often a private bath — pay $200 to $350 a month each, depending on the amenities…students willing to share houses have been “a blessing,” said Ellie Wooten, a former mayor of Merced and a real estate broker. Five students paying $200 a month each trump families who cannot afford more than $800 a month.

And for less than $100 extra a month, you can score yourself an even sweeter set up, new friends and the opportunity to have a major news outlet take gratuitous* pictures of you in the bath** where it appears as though you’re about to be electrocuted.

Heather Alarab, a junior at the University of California, Merced, and Jill Foster, a freshman, know that their sudden popularity has little to do with their sparkling personalities, intelligence or athletic prowess. “Hey, what are you doing?” throngs of friends perpetually text. “Hot tub today?”…Gurbir Dhillon, a senior majoring in molecular cell biology, pays $70 more than his four housemates each month for the privilege of having what they enviously call “the penthouse suite” — a princely boudoir with a whirlpool tub worthy of Caesars Palace and a huge walk-in closet, which Mr. Dhillon has filled with baseball caps and T-shirts…Jaron Brandon, a sophomore and a senator in the student government, does his homework in the Jacuzzi in his six-bedroom house, on a waterproof countertop that he rigged over the tub.

There are, of course, a few minor downsides to McMansion life, like the hobos (“Lance Eber, the crime analyst for the Merced Police Department, said vacant houses were frequent targets of theft, most recently of copper wiring. They also attract squatters, who sometimes encamp beneath covered patios, he said”), vying for parking spots (“one parks on the street, two park in the garage and two in the driveway. Whoever is getting up for an 8 a.m. class parks last”), yard work (“after an unsuccessful attempt at tending the yard with a hand mower, they now pay $50 a month to a gardener”), and the neighbors, who are having a hard time swallowing the fact that they’re living alongside kids when they were banking on stay-at-home moms of loose morals.

“Everybody on this street is underwater and can’t see any relief,” said John Angus, an out-of-work English teacher who paid $532,000 for a house that is now worth $221,000. “This was supposed to be an edge-of-town, Desperate Housewifey community,” he said. “These students are the reverse.” Mr. Angus pays $3,000 a month, while student neighbors pay one-tenth of that. “I think they’re the luckiest students I’ve ever come across,” he said somewhat bitterly.

If it’s any consolation, though, it’s not as though they’re not grateful. “You definitely appreciate it when you visit your friends at other schools and they say, ‘O.K., sleep on the floor,’ ” Mr. Dhillon told the Times.

Animal McMansion: Students Trade Dorm for Suburban Luxury [NYT]

*“Should we illustrate the story with a kid standing in front his 5-bedroom house or maybe stage him and his friends studying around the pool out back? No, let’s get him in the bathtub.”
**Can we really be the only ones who feel like we should be calling child protective services?

Comments (73)

  1. Posted by Merritt Parkway | November 14, 2011 at 2:53 PM

    Is Pedo bear swimming in that tub?

  2. Posted by Guest | November 14, 2011 at 3:00 PM

    Of all things, this has to be the NKI

  3. Posted by Guy with Skin | November 14, 2011 at 3:00 PM

    Doesn't he get all wrinkly? I get all wrinkly. He must get all wrinkly!

  4. Posted by Alt_EST | November 14, 2011 at 3:00 PM

    "I think they're the luckiest students I've ever come across."

    Yeah, we're so lucky to be attending UC-Merced…

  5. Posted by guest | November 14, 2011 at 3:05 PM

    college kids paying the mortgege? why didn't i think of that before i took the 60bil write down that put us out of business.

    -former Merrill Mortgage back quant risk manager

  6. Posted by guest | November 14, 2011 at 3:06 PM

    "college kids [parents] paying the mortgage"

    fixed that for you.

  7. Posted by IgnorantBastards | November 14, 2011 at 3:06 PM

    God, and we are going to hire one of them one day ……

  8. Posted by guest | November 14, 2011 at 3:07 PM

    Do you know a lot of firms that hire from University of California-Merced?

  9. Posted by guest | November 14, 2011 at 3:09 PM

    Hey, Merced isn't that bad. I heard they just opened a food court in the local mall

  10. Posted by pazzo83 | November 14, 2011 at 3:12 PM

    UBS?

  11. Posted by shnaps | November 14, 2011 at 3:12 PM

    Justin Bieber says: Forget the telly we just go to the crib
    and watch a movie in the jacuzzi smoke L's while you do me

  12. Posted by The Truth | November 14, 2011 at 3:12 PM

    Get that kid a haircut, a tan and to the gym

    - UBS virginity quant

  13. Posted by Tron | November 14, 2011 at 3:15 PM

    It's Tron baby! I'm living for the citaaaaaay!

  14. Posted by guest | November 14, 2011 at 3:15 PM

    Clearly, attending UC-Merced is the NKI…
    That's until you graduate and you have to hand out a resume that says you graduated from UC Merced

  15. Posted by Mr. Hand | November 14, 2011 at 3:16 PM

    Hello: I'm an English teacher who bought a $532,000 house in Merced, California. Obviously I failed math and economics.

  16. Posted by I'm a Dude | November 14, 2011 at 3:16 PM

    why is there a picture of Justin Bieber in his bathtub?

  17. Posted by Rabble Rabble | November 14, 2011 at 3:17 PM

    Occupy Merced!

  18. Posted by Mansions and Benzes | November 14, 2011 at 3:20 PM

    Being an out of work English teacher and living in a half a million dollar home is the NKI

  19. Posted by Mike Meyers | November 14, 2011 at 3:23 PM

    Well you know my name is Simon and I like to do drarwrings….

    [youtube bIHeKQ1uqdA http://www.youtube.com/watch?v=bIHeKQ1uqdA youtube]

  20. Posted by guest | November 14, 2011 at 3:24 PM

    The point isn't the degree (an out there firm might hire an art history grad from Yale, etc), the point is UNIVERSITY OF CALIFORNIA MERCED.

  21. Posted by CurrencyTrader | November 14, 2011 at 3:27 PM

    Heather Alarab,

    We look forward to welcoming you to our prestigious firm after your academic accomplishments are finished in the spring.

    -Home Depot

  22. Posted by Mom's Meatloaf | November 14, 2011 at 3:27 PM

    I'm pretty sure the Sons of Anarchy rule Merced. The local club was patched in awhile ago.

    1%

  23. Posted by Spanishmoon | November 14, 2011 at 3:27 PM

    So where will they live when they default on their student loans?

  24. Posted by Too Soon? | November 14, 2011 at 3:32 PM

    [Right click]
    [Set as background]

    - Jerry Sandusky

  25. Posted by The Mayor of Merced | November 14, 2011 at 3:34 PM

    Under the house.

  26. Posted by The Third Mile | November 14, 2011 at 3:34 PM

    timing isn't the issue…it will always be wrong.

  27. Posted by Happy | November 14, 2011 at 3:36 PM

    Perhaps Mr. English Teacher can rent his house out to the Galindo Cartel as a stash house. Monetize that shit holmes.

  28. Posted by Anal_ist | November 14, 2011 at 3:38 PM

    I am pretty sure that the picture has a decent chance of ultimately being the lead-in to a Darwin award story.

  29. Posted by OWS Haterade | November 14, 2011 at 3:40 PM

    In Zuccotti Park with the rest of those smelly pirate hookers.

  30. Posted by TheDetailGuy | November 14, 2011 at 3:43 PM

    These college chicks don't put out like the moms with two kids in diapers do.

    - The Mailman

  31. Posted by Sleeper | November 14, 2011 at 3:49 PM

    "Gurbir Dhillon, a senior majoring in molecular cell biology, pays $70 more than his four housemates each month for the privilege of having what they enviously call “the penthouse suite”.

    Unfortunately, his name is Gurbir rendering the pimped out suite absolutely useless to him…

  32. Posted by HungryIntern | November 14, 2011 at 3:50 PM

    I am guessing picking UC Merced over UC Riverside is the NKI for UC applicants

  33. Posted by Cosmo | November 14, 2011 at 3:51 PM

    Yeah, but does he have a garbage disposal in the drain?

  34. Posted by PermaGuestII | November 14, 2011 at 3:51 PM

    Jacuzzi, sir?

  35. Posted by uɐɟ ʇʇɐɯ ɐ ʇou | November 14, 2011 at 3:58 PM

    yo Matt, pay attention here…
    see what Bess did with the tags, learn something today.

  36. Posted by DingALing | November 14, 2011 at 4:02 PM

    "Jaron Brandon, a sophomore and a senator in the student government, does his homework in the Jacuzzi in his six-bedroom house, on a waterproof countertop"

    Talk about work experience. That's what U.S. Senators do too!

  37. Posted by lex luthor | November 14, 2011 at 4:03 PM

    All part of our groundbreaking new degree in forclosure studies.

  38. Posted by Tennenbaum | November 14, 2011 at 4:06 PM

    "Aren't you worried about being electrocuted?"
    "I tied my laptop to the radiator."

  39. Posted by Guest | November 14, 2011 at 4:08 PM

    Is he in the sink or is that a full size tub?

    –Guy who would never let a 4 yr old play with his Leapfrog in the tub

  40. Posted by george | November 14, 2011 at 4:15 PM

    What if he goes by G-Unit?

  41. Posted by Guest_of_Honor | November 14, 2011 at 4:19 PM

    You're right you shouldn't have used the money of people with math and economic degrees to enjoy living in a nicer house than you would have otherwise been able to afford with no recourse back to you if the price went down yet reap almost all of the upside if it went up.

    It was totally crazy of you to do that

  42. Posted by domestic expat | November 14, 2011 at 4:20 PM

    Half to three quarters of the traders in this field are doing it because they are good at it and damn smart.

    The remainder had a family friend or relative that helped them get their first job on a desk.

    Anyone with a degree from UC Merced better have a LOT of connected friends.

  43. Posted by Merritt Parkway | November 14, 2011 at 4:21 PM

    Jacuzzi? See, I knew you all was faggots!

  44. Posted by guest | November 14, 2011 at 4:28 PM

    Living in the nicest place you will ever be able to afford at the age of 19 is the NKI.

  45. Posted by Guest | November 14, 2011 at 4:31 PM

    Yeah, totally some airhead teacher's fault — not, you know, the bank that gave an airhead teacher a $532,000 mortgage.

    Better question, why is said teacher still paying on that house? Walk away you dumb ho.

  46. Posted by Guest | November 14, 2011 at 4:34 PM

    "college kids [non-dischargeable, government backed student loans] paying the mortgage"

    fixed that for you.

  47. Posted by Guest | November 14, 2011 at 4:35 PM

    looks like they're going to revise up expected employment rates at graduation

  48. Posted by Happy | November 14, 2011 at 4:36 PM

    Don't believe Mr. Hand said the bank was fault-less but a modicum of personal, individual responsibility is due.

    Meanwhile the bank is laughing it up because this dumb ho is still paying on that mortgage so in the end the bank's win.

    Guy obviously teaches a little too much Lord of the Flies and not enough Merchant of Venice or Dr. Faust.

  49. Posted by Not Impressed | November 14, 2011 at 4:37 PM

    I personally wouldn't be getting in that tub without a serious bleaching.

    ~person who has heard of this thing called "internet porn"~

  50. Posted by J. Sandusky | November 14, 2011 at 4:48 PM

    It moved.

  51. Posted by beniciodeltoro | November 14, 2011 at 4:49 PM

    Hes waiting for white rabbit to peak!

  52. Posted by Assburgher | November 14, 2011 at 4:59 PM

    MILFs >> future OWSers

  53. Posted by Anonymous | November 14, 2011 at 5:01 PM

    No, I'm pretty sure timing is the issue. That's why it's funny now. Last week, not so much.

  54. Posted by UBS MD | November 14, 2011 at 5:01 PM

    Now I know to pursue my higher education at University of California-Merced.

  55. Posted by I'm a Dude | November 14, 2011 at 5:04 PM

    maybe if he anglicized his name to Goober he would do better

  56. Posted by 8 Mile | November 14, 2011 at 5:16 PM

    If it's still wrong, keep walking then.

  57. Posted by deal_mkr | November 14, 2011 at 5:43 PM

    but they said it was going to be an "edge of town, desperate housewives community!!!"

  58. Posted by tylerh | November 14, 2011 at 5:47 PM

    un, Merced is NOT "Southern California."

    It's Fresno.

    yeeesh,

  59. Posted by PermaGuestII | November 14, 2011 at 5:54 PM

    Serious q- if you graduate from one of those places, does your degree read "University of California – [West Bumblefuck]" or just "University of California"?

    -non-state-school grad

  60. Posted by Guest | November 14, 2011 at 6:01 PM

    Obviously Bess needs a lesson in geography, because Merced is in NORTHERN CALIFORNIA, not Southern California.

    -The O.C.

  61. Posted by I'm a Dude | November 14, 2011 at 6:29 PM

    wearing a swimsuit in a jacuzzi is for wusses.

    Dhiraj "million dollar cock" Arora

  62. Posted by T Funke | November 14, 2011 at 6:47 PM

    Dont call it that

  63. Posted by Mr. Fresh | November 14, 2011 at 6:58 PM

    Jerry Sandusky took that picture…….

  64. Posted by Guest | November 14, 2011 at 7:05 PM

    Too Houlihan; didn't Lokey.

  65. Posted by Guest | November 14, 2011 at 7:07 PM

    I'm glad companies ( ResCap, Dynegy, etc) always fulfill their responsibility instead of filing.

  66. Posted by TheDetailGuy | November 14, 2011 at 7:08 PM

    Large Bold Script at the top "University of California" — in smaller print below conferee's name states "given at" [Berkeley, Los Angeles, Merced] – at least that's what the one's I have seen look like.

  67. Posted by WSJevons | November 14, 2011 at 9:43 PM

    FTW!

  68. Posted by Dhiraj | November 14, 2011 at 10:40 PM

    It's a $57 million cock, you choot.

  69. Posted by guestosaurus | November 15, 2011 at 1:05 AM

    oooh i see what you did there

  70. Posted by Peter Pan | November 15, 2011 at 5:30 AM

    Mr. Angus pays $3,000 a month, while student neighbors pay one-tenth of that. “I think they’re the luckiest students I’ve ever come across,” he said somewhat bitterly.
    —————–
    Suck it up Princess… You're the one who believed the lies of the National Real Estate Association and the development industry. No one put a gun to your head to buy that stucco McMansion.

  71. Posted by guest | November 15, 2011 at 10:13 AM

    Mr. Hand clearly inferred that the teacher's [lack of] intelligence and investment savvy resulted in her signing for a half-million dollar house. The "professionals" that offered the woman a $530k loan are innocent of any wrong doing!

  72. Posted by Office Space Fan | November 15, 2011 at 10:32 AM

    See, this is kind of like being on the high school football team. For soem of these students it will be in the highlight of their life.

    UC Merced grad #1: "Dude, do you remember that sick place we had in college?"
    UC Merced Grad #2: "Yeah, awesome! We had our own fucking jacuzzis, man!
    UC Merced Grad #1: "Sweet! And the chicks!"
    UC Merced Grad #2: "Yeah I almost made out with Preema from stats class that time, remember that?"
    *Ding*
    UC Merced Grad #1: "yeah!…oh shit someone's in drive-thru…."

  73. Posted by gmail | November 15, 2011 at 12:53 PM

    Watch a movie in the jacuzzi, puff Ls while you do me – Notorious B.I.G.

    Safe to say Gurbir will literally never experience that.

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