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The global economic downturn and stagnation forced people to be good investors. Investing, as we all know is a great action to save money for future use. And aside from that, investment is also the key to retirement because no companies ever offer pension plans anymore and it isn't like you can rely on Social Security. Building an investment portfolio is something you want to start sooner rather than later. It might be worth getting a payday loan to start one. If you manage your investments carefully, you could even possibly retire early, and live off the interest. It's the way Warren Buffet has made billions, and it is the way to build a nest egg for your golden years, so you really can't afford to not start investing. http://personalmoneystore.com/moneyblog/2009/03/26/cheeky-investment-payday-loan/