Florida-based BankUnited Financial Corp (huge in the option ARM biz in South FL) is down 83 percent YTD. The Office of Thrift Supervision, it's hilariously named regulator, may lower its capital rating. The humidity in Miami is unbearable this time...

Ladenburg analyst Dick Bove released a report this weekend called "Who Is Next" (as in who is the next bank to FAIL) and it is definitely not a crib sheet for your next short ideas, he wink-winks. But...if it was...some...