When you hang for any extended amount of time with Bernie Madoff, he and his investing ideas rub off on you. For example, Frank Avellino, who's been chilling with Mades since around 1962. Unlike the snobbish Ponz. master, however, who won't even think about ripping you off unless he finds evidence of a few million in the bank and the cash on hand to post bail, should it ever be necessary, Avellino is man of the people. That's why he (maybe) screwed his cleaning woman, Nevena Ivanova, out of $124,000, after convincing her to invest her money in the fictitious Kenn Jordan Associates. This is what it's about, my friends. Keeping it real.