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Pandit: "Let's Talk Life After The Test"

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Follow along with Big Vik here.
- This thing caused a lot of individual stress along the way
- Finishing it is an important milestone
- This was a stress test to handle challenges, not end challenges
- If we stick to our strategy and execute like we've been executing we're going to be fine
- Personally, I'm just happy it's over...I know there a lot of people who feel that way...at least 300,000 of them (Ed. Hi-ooo).
- It demonstrates we've got the strength and the stability to handle whatever the economy throws out there
- You know what it shows? It shows we can go toe to toe with anyone out there. We knew we could but now the market knows it too.
- Our recent history didn't put us in the best possible light
- We didn't get the credit we deserve for cutting expenses
- This point is obvious but I'm still going to say it: we need to keep focussing on profitability
- You can now look at your clients with confidence
- It doesn't matter whether we make or lose money over the next two or three quarters.
- We want to pay back the TARP money with gratitude, as quickly as possible.
- Compensation is not about TARP; they're two completely different issues.
- Our core differentiator is our people and our talent
- I believe in competitive compensation and paying people for performance
- The government "really likes the company."
- We're going to be great. Just keep doing what you're doing.

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