Then get thyself to Judge Jeffrey Spinner's court. East Patchogue couple Diane Yano-Horoski and Greg Horoski (left) did after their lender refused to negotiate and he wiped out $525,000 in mortgage payments and tore OneWest Bank a new one modeled after the linguistic stylings of Jackie Chiles.
Spinner excoriated OneWest for repeatedly refusing to work out a deal, for misleading him about the dollar amounts at stake in the case, and for its treatment of the couple over months of hearings. He erased up to $291,000 in principal and $235,000 in interest and penalties and said he canceled the debt because the bank "must be appropriately sanctioned so as to deter it from imposing further mortifying abuse against [the couple]."
OneWest's conduct was "inequitable, unconscionable, vexatious and opprobrious," Spinner wrote.