Team Citi can't keep track of its own money, but they will track yours and that of your neighbor, thanks to the Bundle, which "removes the veil of secrecy from how other people save and spend their money." For example, you can learn that "Singles, 36- to 49-year-olds in Dallas spend $57 per month on hobbies. Who knew?" The main argument is that "being privy to the financial habits of others helps guide a person's own activity." What? Okay no but seriously-- WTF?