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Write-Offs: 01.25.11

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$$$Text Of Obama's State Of The Union [WSJ]

$$$Merrill Pays $10 Million to End Claims It Misused Client Orders [Bloomberg]

$$$ The world's best emerging market: Detroit [LJPR]?

$$$ Is the world's largest super-volcano set to erupt for the first time in 600,000 years, wiping out two-thirds of the U.S.? [DM]

$$$ Mohamed El-Erian: Davos Moguls Adjust to Fast, Slow, Reverse [Bloomberg]

$$$Greece Default With Ireland Breaks Euro by 2016 in Global Poll [Bloomberg]

$$$ Cantor Fitzgerald adding 100 equities professionals [FINS]