Patrick Rogers, pictured at left, was just going about his business one day when Wells Fargo rather rudely informed him that the the $180,000 insurance policy on his home wasn't good enough-- they wanted the place insured for $1 million. Rogers disagreed and told Wells Fargo that he would not be following through with their demands. The bank's representatives decided they didn't care and went to the insurance company themselves and "forced" the policy. "You can imagine a premium on something like that," Rogers says. This was the "genesis of a dispute" between Wells and Patty, who did not take the bank's bull shit lying down. He found a little known law from the 1970's that said if Wells didn't acknowledge and respond to his inquiries, he could take them to court, which he did, and ultimately "ordered a sheriff's sale on their downtown branch in Philadelphia." This is his story.