$$$ LIBOR Pains: How Much Will the LIBOR Scandal Cost US Banks? $35 Billion [MarketPlace/Heidi Moore] $$$ Matthew Goldstein: JPMorgan disclosed possible misconduct to feds ahead of earnings [Reuters] $$$ PFG Founder Has No Money For Attorney [CNBC] $$$ Bernanke Offers Bleak View in Testimony [WSJ] $$$ Plane Flying Above Penn State Warns: “Take Down The Statue Or We Will” [Deadspin] $$$ Gupta Seeks Help From Friends for Lenient Sentence [FBN/Charlie Gasparino] $$$ HSBC Executive Resigns at Senate Money Laundering Hearing [Bloomberg] $$$ Teens Having Sex Behind Ikea, Locals Say [DNAI]

$$$ Tables turn on Spain with pressure to seek bailout [Reuters] $$$ Maybe David Viniar will be Goldman's chairman when Lloyd retires and Gary is CEO? [WSJ] $$$ "The study found that for a sample of modifications to securitized subprime mortgages, a 10 percent reduction in the monthly payment was associated with a 4.5 percentage point reduction in the twelve-month redefault rate." [New York Fed] $$$ "If Apple continues on its current trajectory, something remarkable might happen on April 9, 2015, at around 11 a.m. That is, statisticians and investors I've spoken with say, a conservative estimate of when Apple could become the first company ever to be valued at $1 trillion." [NYT!] $$$ Welcome to the world Quartz! [Qz] $$$ "To call the Berenstains anthropomorphized bears insults both humans and bears." [NetNet / John Carney] $$$ Credit Suisse is looking for a research analyst for commodity strategies in asset management in New York [DBCC] $$$ U.S. Corporate Bond Tally Could Top $100 Billion in September [WSJ] $$$ Meredith Whitney is still pretty sure banks will fire a lot of people [CNBC] $$$ William Cohan confuses himself horribly about Whaledemort [Bloomberg] $$$ Mario Batali is paying $1.15mm to Del Posto employees to settle a lawsuit over wages, tips, overtime and discrimination [Diner's Journal] $$$ Hillary Clinton Aide Tells Reporter To “Fuck Off” And “Have A Good Life” [BF] $$$ Mitt Romney Doesn’t Get Why Airplane Windows Don’t Open [DI]

Ex-GS programmer found guilty again; Churchill Downs makes $83 million in two minutes; Sony CEO doesn't have very nice things to say about Bill Ackman; "World Naked Gardening Day is just a day away"; and more.

Goldman staff leave following 'guidelines breach'; Yellen says negative rates are on the table; DEA: Wheelchair-Bound Woman, 74, Ran Heroin Sales For Florida Drug Gang; and more.

Carl Icahn says run for your lives; Charlie Gasparino reveals his safe word; "Motorist Eating Bowl Of Cereal Leads Ohio Police On 30-Mile High-Speed Chase"; and more.