Relatively Speaking, Living Guy Bank Of America Declared Dead For Three Years Has Nothing To Complain About

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Earlier today, Bank of America made headlines for accidentally telling credit agencies, since May 2009, that customer Arthur Livingston is dead. Since Livingston is in fact alive, this has posed somewhat of a problem for him, especially considering he's been trying to buy a house and has found that it's difficult to get a mortgage when you have no credit score. Since having the issue brought to its attention, Bank of America has reportedly not done anything to make things right for the guy, who has been a customer for 14 years and "regularly pays off his credit card bill in full." Should Livingston be ticked? Sure. Is this more than a little annoying? You bet. Do we feel for the guy? Of course. Should he inform the offending party he'll see their asses in court? Most definitely. Does it come close to the shit Bank of America has pulled on people in the past? Not by a long shot.

Unless the bank has:

* Broken into your home, changed the locks, taken all of your stuff (furniture, your son’s ski medals, winter clothes, family photos), including "a wooden box, its top inscribed with the words “Together Forever,” that contained the ashes of your late husband, Robert"...

* Changed the locks on your house (which was paid off in full) and shut off the electricity, which caused 75 pounds of salmon and halibut stored in your refrigerator and freezer to spoil and melt, before water spread through the property and leaked through the flooring into joists and lower areas...

* "Erroneously believed" your house was in default, dispatched a contractor to change the locks, snatched your beloved parrot, caused you "so much emotional distress that you need prescription medication for anxiety," denied taking the pet, told you they were "tired" of hearing from you, hung up on you several times, and the finally made you drive 80 miles to retrieve it (without ever saying sorry)...

...you got off easy.

Bank of America Declared Customer Dead for Three Years? [KBOI]
Related: Bank Of America Outdoes Itself When It Comes To Wrongfully Breaking Into People’s Homes, Stealing Items Of Sentimental Value

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And it's going to fire you without pay over them, realize they did so in error, not feel bad about it and tell you to shoot HR a cover letter and résumé if you'd like the opportunity to try and get your old job back. Paul Boudwin knows what we're talking about. Boudwin's ordeal began in July 2011, when the bank was reviewing its employment records to ensure it complied with new federal rules that, among other things, require a criminal background check for anyone who works at a mortgage originator. When he was hired by the bank in 2006, Boudwin disclosed what he says was a legal misunderstanding from his college days. He and his best friend ate breakfast at a Denny's in Scottsdale, Ariz., near the Arizona State University campus. The place was a student hangout, and after they finished their meal, they mingled with other friends for a while. Each assumed the other had paid the check. When they left the restaurant an hour or so later, a manager confronted them outside, accused them of walking the check and called the police. They were arrested, paid a $50 fine and the $20 tab, tip included. The charge was later dismissed. "There was no intent for not paying for an omelet," Boudwin said. When Bank of America's review last year turned up the information about the omelet incident that Boudwin disclosed when he was hired, it set off a bureaucratic process impervious to reason. In a letter included in the lawsuit, the bank said the charge amounted to a "disqualifying conviction" under the law, which prohibits anyone convicted of an offense involving dishonesty or breach of trust from working at a financial institution. Boudwin submitted court records showing the charges were dismissed. Bank officials assured him the matter would be sorted out, and the bank even filed for a waiver from the Federal Deposit Insurance Corp. on his behalf, court records show. However, the bank said because of the new rules, Boudwin couldn't continue to work during the six to nine months it might take to get the waiver. He was put on an unpaid leave of absence, and his Wharton trip was canceled. He was told he would receive his back pay and bonus when he was reinstated, he said. In late February of this year, his boss called. Boudwin thought his ordeal was over and the FDIC had granted the waiver. Instead, his boss told him he was being fired. The bank was tired of waiting, he said his boss told him. Two weeks later, the FDIC granted the waiver, but Bank of America refused to reinstate Boudwin to his old position. He was welcome to reapply, but his seniority, bonus and back pay would be lost. Unfortunately for Bank of America, Boudwin decided that appealing as that sounded, he'd prefer to win the money owed to him in court, and filed suit against BofA last week. Will his case set a precedent for financial service employees wrongfully fired over misunderstandings at Denny's, IHOP, OHOP, and local diners everywhere? Stay tuned. Bank Lays Egg In Omelete Case [Chronicle] Paul Boudwin Fired By Bank Of America Over Denny's Omelet Dispute [HP]

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