Don’t worry! If you want up to $30,000 in unsecured debt from Goldman via their new Marcus platform, you’ll need a good credit score. And a secret code. And maybe an Ivy League degree and evidence that you’ve ridden a city bus.
Initially, applications will be limited to people who get a code from Goldman in the mail. Goldman said this week that it would send the code to millions of people. The company is focusing on customers with a credit score above 660, so-called prime credit.